Federal Employee Resources
Everything You Need to Understand Your Federal Benefits
Plain-English guides, tools, and official resources to help you make confident decisions about your FERS pension, TSP, FEHB, FEGLI, and retirement.
Retirement Planning Guides
Start Here: The Essentials
FERS Retirement Planning: A Step-by-Step Overview
Understand how your FERS pension is calculated, when you're eligible to retire, and what decisions you need to make before your last day.
Discuss with MicheleTSP Investment Strategy for Federal Employees
From contribution limits to fund selection to the critical difference between traditional and Roth TSP — what you need to know at every career stage.
Discuss with MicheleFEHB in Retirement: Keeping Your Health Coverage
Most federal employees don't realize they can keep FEHB in retirement — but only if they meet specific requirements. Here's what to check now.
Discuss with MicheleFEGLI: How Much Life Insurance Do You Actually Need?
Federal employees often carry far more FEGLI coverage than they need — or far less. Learn how to evaluate your coverage and what alternatives exist.
Discuss with MicheleSocial Security and Your Federal Pension
If you paid into Social Security during your federal career, you may be eligible for benefits — but the Windfall Elimination Provision could reduce them.
Discuss with MicheleSurvivor Benefits: Protecting Your Spouse
Choosing a survivor benefit election at retirement is one of the most consequential decisions you'll make. Understand the trade-offs before you sign.
Discuss with MicheleCalculators & Tools
Run the Numbers on Your Retirement
OPM Retirement Calculator
The Office of Personnel Management's official tool for estimating your FERS or CSRS annuity based on your years of service and high-3 salary.
Open CalculatorTSP Retirement Income Calculator
Estimate how much monthly income your TSP balance could generate in retirement based on your withdrawal strategy.
Open CalculatorSocial Security Benefit Estimator
The SSA's official estimator lets you see projected Social Security benefits based on your actual earnings record.
Open EstimatorFEHB Plan Comparison Tool
Compare health insurance plans available to federal employees side-by-side on premiums, deductibles, and out-of-pocket maximums.
Compare PlansCommon Questions
Federal Benefits FAQs
Official Federal Resources
Go Straight to the Source
Office of Personnel Management (OPM)
The central hub for federal retirement services, FEHB plan information, and FEGLI details.
Visit OPMThrift Savings Plan (TSP)
Manage your TSP account, review fund performance, and access contribution and withdrawal tools.
Visit TSPSocial Security Administration (SSA)
Check your earnings record, estimate your benefits, and learn how Social Security interacts with your federal pension.
Visit SSAMedicare.gov
Understand Medicare Parts A, B, C, and D and how they coordinate with your FEHB coverage in retirement.
Visit Medicare.govGovInfo — Federal Benefits Resources
Access official federal publications, regulations, and handbooks related to federal employee benefits.
Visit GovInfoHave Questions About Your Specific Situation?
Guides and calculators are a great starting point — but your benefits are personal. Schedule a free consultation with Michele to get answers tailored to you.