Federal Employee Benefits Specialist

Your Retirement.
Your Terms.

Specialized financial guidance for federal employees — helping you understand FERS, TSP, and FEHB so you can retire with confidence.

20+Years of Experience
15+States Served
FERSCertified Specialist
1,000+Federal Employees Helped

Federal Benefits Education

Understanding Your Benefits Shouldn't Be Complicated

We break down the programs that matter most to federal employees — in plain language, without the jargon.

FERS

Federal Employees Retirement System

Your FERS pension is one of three pillars of your federal retirement. We help you understand your annuity calculation, survivor benefits, and how to maximize what you've earned.

Learn about FERS
TSP

Thrift Savings Plan

The TSP is your federal 401(k) — but with unique rules around withdrawals, rollovers, and fund selection. We guide you through contribution strategies and distribution planning.

Explore TSP options
FEHB

Federal Employees Health Benefits

Keeping your FEHB coverage in retirement is one of the most valuable benefits available to federal employees. We help you navigate plan selection and coordinate with Medicare.

Understand FEHB

Our Services

Comprehensive Planning for Every Stage of Your Federal Career

Life Insurance

Federal employees have access to FEGLI coverage, but it may not be enough. We help you evaluate your current coverage, identify gaps, and find the right supplemental life insurance to protect your family — at the right price.

Learn more
Couple reviewing financial documents with an advisor
Confident retired couple enjoying retirement

Annuities

An annuity can provide guaranteed income you can't outlive — a powerful complement to your FERS pension. We help you understand when an annuity makes sense, which type fits your goals, and how to integrate it into your retirement income plan.

Learn more

Financial Planning

Retirement planning for federal employees is uniquely complex. From your MRA and FERS supplement to Social Security timing and TSP withdrawal strategies, we build a personalized roadmap that accounts for every piece of your federal benefits package.

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Financial advisor meeting with a client
"
I had no idea how much I was leaving on the table with my federal benefits. MGF helped me understand my FERS annuity, optimize my TSP, and put a real retirement plan in place. I finally feel confident about my future.

Retired GS-13, Department of Veterans Affairs

Virginia

Federal government building

Get Started

Ready to Take Control of Your Federal Retirement?

Schedule a free, no-obligation consultation. We'll review your federal benefits, answer your questions, and help you build a plan that works for your life.

No pressure. No jargon. Just clear, honest guidance from a specialist who understands federal benefits.